In this study, the researchers developed a set of low-risk gambling limits in Australia. They also explored the relative risk and absolute risk associated with exceeding the limits. The limits were: gambling frequency of 20–30 times per year; gambling spending of AUD $380–$615 per year (USD $240–$388 per year); gambling spending of 0.83–1.68% of gross personal income; and two types of gambling activities per year. Except for the number of gambling activities limit, exceeding the limits predicted later harm. In relative risk, people who gambled beyond the limits were 3–20 times more likely to experience harm. In absolute risk, they would have a 5–17% risk of experiencing harm. Gambling within the limits could also lead to some degree of harm.