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Gambling-related financial harm: A public health approach to financial stability in the digital era

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Reports


Author(s): Financial Stability and Responsible Gambling Initiative, Kindbridge Research Institute

Year Published: 2026

Date Added: October 09, 2026

Resource Type: Special report

This report highlights early signs and shared concerns about gambling-related financial harm from across various sectors. The report draws on publicly available reports and data, as well as a working group of people from finance, healthcare, payments, and research. Insights centre on the need to track early indicators of potential harm, as opposed to only monitoring for disorders or crises to develop. 

Findings include:

  • Gambling has changed from a distinct, cash-based activity to a normalized digital financial behaviour.
  • Digital access and forms of accessing instant funds have changed the way people spend.
  • There is a lack of financial literacy about the complexity, speed, and integration of modern financial and gambling-like products.
  • Responsibility for the prevention of financial harm is fragmented across sectors.


Citation: Financial Stability and Responsible Gambling Initiative, Kindbridge Research Institute. (2026). Gambling-related financial harm: A public health approach to financial stability in the digital era. Available from: https://fsrginitiative.org/wp-content/uploads/2026/03/FSRG-Insights-Report.pdf

Keywords: financial harms ; financial literacy ; gambling harm ; military personnel ; military veterans ; normalization ; online gambling ; young adults ; youth

Topics: Children and Youth ; Online Gambling ; Priority Populations

Conceptual Framework Factors:   Exposure - Gambling Setting ; Types - Structural Characteristics ; Exposure - Accessibility ; Psychological - Lifespan Development

Geographic Coverage: United States of America

Source Type: Not-for-Profit

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  • About Us
    • What We Do
    • Team
    • Our Philosophy
    • Board of Directors
    • Join Us
  • Services
    • Funding Opportunities
    • Applied Research
    • Knowledge Products 
    • Knowledge Management
    • Stakeholder Engagement
    • Impact Evaluation
    • Project Consulting
  • Resources
    • Conceptual Framework of Harmful Gambling
    • Data Repository
    • Evidence Centre
    • Gambling from a Public Health Perspective
    • Prevention and Education Review: Gambling-Related Harm
    • Research to Inform Action Evidence Hub
    • Safer Gambling Evaluation Evidence Hub
    • Resources for Safer Gambling During COVID-19
  • Partners
    • Network to Reduce Gambling Harms
    • Academic Forum for the Study of Gambling (AFSG)
    • National Strategy to Reduce Gambling Harms in Great Britain
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