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The influences of gambling and financial resilience on financial stress

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Author(s): Koomson, Isaac ; Awaworyi Churchill, Sefa ; Munyanyi, Musharavati Ephraim

Journal: Social Indicators Research

Year Published: 2022

Date Added: June 21, 2022

Previous research has suggested that gambling influences financial stress. Financial stress is the difficulty faced by an individual or a household in meeting basic financial commitments due to a shortage of money. This study examined the link between individual problem gambling severity and financial stress among Australians. The researchers used responses from Australians aged 15 and older who completed the Household, Income and Labour Dynamics in Australia (HILDA) Survey in 2015 or 2018. The results showed that greater problem gambling severity was linked to greater financial stress. Men reported more gambling problems, but women reported more financial stress. Playing scratch cards and poker machines mainly account for the greater financial stress. A person’s financial resilience could help protect them against the effects of gambling on financial stress.


Citation: Koomson, I., Churchill, S. A., & Munyanyi, M. E. (2022). Gambling and financial stress. Social Indicators Research. Advance online publication. https://doi.org/10.1007/s11205-022-02898-6

Article DOI: https://doi.org/10.1007/s11205-022-02898-6

Keywords: economic impacts ; financial impacts ; financial problems ; gambling ; problem gambling ; Problem Gambling Severity Index (PGSI) ; resilience ; stress

Topics: Gambling Assessment ; Gambling Related Harms ; Individual Harms

Conceptual Framework Factors:   Environment - Social and Economic Impacts ; Psychological Factors ; Gambling Environment

Study Design: Secondary Data Analysis

Geographic Coverage: Australia

Study Population: Australians aged 15 years and older who completed the Household, Income and Labour Dynamics in Australia (HILDA) Survey in 2015 or 2018 (N = 37,020).

Sampling Procedure: Data from wave 15 (2015) and wave 18 (2018) of the Household, Income and Labour Dynamics in Australia (HILDA) Survey were used. HILDA is a nationally representative survey of Australians. HILDA data are mainly collected through face-to-face interviews.

Study Funding:

The HILDA Project was initiated and funded by the Australian Government Department of Social Services.

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